CBN AML Compliance · Nigeria-First · Platform

Nigeria's most
precisely built
AML compliance
platform.

Not the first Nigerian AML platform — the best one. Sentinel is engineered from the exact language of the CBN circular. Every capability, every report, every workflow maps directly to your institution's regulatory obligations.

See the Platform → All 12 CBN Standards
12
CBN Baseline
Standards Built-In
<300ms
Sanctions Screening
Response Time
200+
Global Watchlists
Monitored Live
100%
Nigerian Data
Residency — AWS
SENTINEL
by SJULTRA
System Status
Sanctions engine · 200+ watchlists
BVN/NIN · NIBSS connected
goAML XML 3.1 · ready
AWS af-south-1 · Nigerian residency
Platform pilot · November 2026
Need your CBN compliance roadmap before the platform launches?
The Sentinel Compliance Roadmap Sprint is a live consulting engagement — available now · Full details in the brochure
⬇ Download Brochure as PDF →
Platform Preview

Built for your compliance team.
Designed for the CBN examiner.

Six purpose-built screens — from live alert monitoring and Entity 360° profiling through Maker-Checker case management, explainable AI reasoning, transaction intelligence, and one-click NFIU goAML filing. Zero manual compliance processes.

Sentinel Alert Feed Dashboard — live AML monitoring with rule violation charts and alert stream
CLICK TO ENLARGE ↗
CBN Std 04 · 05
Alert Feed — Live Monitoring Dashboard
Sentinel Case Management — Maker-Checker workflow with open cases and audit log
CLICK TO ENLARGE ↗
CBN Std 05 · 07
Case Management — Maker-Checker Workflow
Sentinel Entity 360 Profile — PEP screening, behavioural baseline and investigation history
CLICK TO ENLARGE ↗
CBN Std 02 · 03
Entity 360° — PEP & Behavioural Profile
Sentinel NFIU Reporting — goAML XML 3.1 STR filing suite with XML validator
CLICK TO ENLARGE ↗
CBN Std 06
NFIU Reporting — goAML XML 3.1 Filing
Sentinel Transaction Explorer — real-time transaction monitoring with risk scoring
CLICK TO ENLARGE ↗
CBN Std 04 · 10
Transaction Explorer — Real-Time Intelligence
Sentinel XAI Reasoning — explainable AI risk breakdown with SHAP feature contributions
CLICK TO ENLARGE ↗
CBN Std 12
XAI Reasoning — Explainable AI Risk Breakdown
CBN Compliance Coverage

Every standard.
Covered.

The CBN circular mandates 12 distinct technical capability areas. Sentinel is designed from the ground up to address all 12. Platform pilot targeted for November 2026.

STANDARD 01
Customer ID & Verification
BVN and NIN via direct NIBSS integration. Automated KYC/KYB. Liveness detection. Auto-block on sanctions match at onboarding.
Smile ID · NIBSS Direct
STANDARD 02
Risk-Based Customer Profiling
Dynamic risk scoring on the full customer profile — not just transactions. Calibrated per the CBN proportionality principle.
Sentinel UEP Engine
STANDARD 03
Sanctions & PEP Screening
Real-time screening across 200+ watchlists, PEP registers, and adverse media. Auto-block on confirmed hits. Under 300ms.
<300ms · 1M+ Entities
STANDARD 04
Transaction Monitoring
Real-time detection across cards, e-channels, deposits, and lending. AI and ML models governed and explainable per CBN rules.
CBN Rule Engine · ML Scorer
STANDARD 05
Case Management
Auto-generated alerts, assignment, tracking, and Maker-Checker four-eyes approval. Tamper-proof audit trail on every decision.
Maker-Checker RBAC
STANDARD 06
Regulatory Reporting
Automated STR and SAR generation in NFIU goAML XML 3.1. One-click filing. No backlogs. Direct to CBN and NFIU.
goAML XML 3.1 · One-click
STANDARD 07 · 09
Audit, Governance & NDPA
Cryptographic hash-chain audit logs. RBAC authentication. Annual AI/ML model validation. 100% Nigerian data residency by architecture.
100% Nigerian Data Residency
STANDARD 11 · 12
Vendor & AI Governance
Documented vendor management policy. AI/ML models governed with SHAP explainability, fairness audits, and annual independent validation.
SHAP XAI · Annual Validation
All 12 CBN Baseline Standards covered
STD 01
STD 02
STD 03
STD 04
STD 05
STD 06
STD 07
STD 08
STD 09
STD 10
STD 11
STD 12
Consulting Services

Platform not live yet?
The Sprint is.

Sentinel's platform pilot launches in November 2026. In the meantime, the Compliance Roadmap Sprint is a live consulting engagement — delivering your CBN-grade submission document in four structured weeks, built from your institution's own data. No software commitment required.

What you receive
Gap analysis across all 12 CBN standards · Cyber asset discovery · CBN Roadmap Document · Target architecture diagram · 18-month implementation timeline · Vendor evaluation matrix
Consulting Services
A consulting service first.
A platform licence second.
The Compliance Roadmap Sprint is available now — delivering your institution's CBN-grade AML submission document in four structured weeks. The full brochure covers deliverables, institution tiers, and everything you receive.
→Gap analysis across all 12 CBN standards
→Cyber asset discovery and IT inventory
→CBN Roadmap Document — submission-ready
→18-month implementation timeline
→Vendor evaluation matrix — 5 AML vendors scored
⬇ Download Full Brochure as PDF →
No software purchase required · NDA signed before any data is shared
[email protected] · +234 813 478 8191